Investment Management

We pride ourselves in working with clients from individual investors to large financial institutions in the development of innovative wealth management strategies to help them create, protect, and enjoy wealth.

What We Do Best:

– Help clients navigate today’s evolving markets and identify the opportunities that shape their portfolios and long-term investment goals

– Develop and manage customized financial planning solutions for today’s retiree, retirement plan sponsor, small business owner, and all investors serious about money

– Advise clients on how to best align their investments with most important to them in life

– Build customized portfolios based on a proprietary research model to identify quality investments

Our clients appreciate having a dedicated personal financial advisor managing their investments (whether these are retirement funds, joint accounts or trusts). We review each client’s goals, investment experience and risk tolerance, and determine a financial investment plan best suited for that client. To meet our clients’ needs we use a variety of methods to properly gauge risks and manage assets.

As values based advisors we help our clients make wise choices that benefit their families and communities for years to come. Investing becomes much more rewarding when your money is aligned with your hopes, goals, dreams, and desires.

Retirement Planning

It’s not going to be your parents’ retirement – rewarded at 65 with a gold watch, a guaranteed pension, and health insurance for life. For many who fail to plan, retirement will not be what you expected. How you spend retirement will depend on the personal investment and saving decisions you make during your work years. With increased life expectancy, savings will undoubtedly need to last longer. It is not unusual for retirees to live into their nineties and even past one hundred. Very few people intend to depend on children or the government for survival during retirement. Our job is to make sure that you continue to live the life that you want. Living a happy and successful retirement requires that you make the right choices with your money today.

If you are one who understands the importance of planning – and are less than 5 years away or currently living in retirement – schedule an appointment at our office for your complimentary financial check-up.

Retirement can be a time to explore new possibilities or slowing down to leave your mark on the world — or it can be a combination of the two. Regardless of the path you travel, you want to ensure that the retirement phase of life brings security and PEACE financially. In a perfect world, the retirement planning process begins with your first job and continues into retirement. Whether you started planning early or late, at Gunn Wealth Management, we will develop a strategy that gets you from where you are to where you want to be financially.

Long Term Care

Long-term care insurance is a type of wealth defense or insurance coverage designed to provide for the financial welfare and care beyond traditional health insurance. An example of this can be seen when a common disability package is replaced with its long-term counterpart. Such a plan is commonly seen with individuals who may have chronic illnesses and those who have become temporarily or permanently disabled.

Long-term care involves a variety of services designed to meet a person’s health or personal care needs during a short or long period of time. Long-term care insurance supports safe and independent living for those who can no longer perform everyday activities on their own.

The In-Home Option

Long-term care can be provided in different places and by different caregivers depending on one’s personal needs. For many, long-term care is provided at home by unpaid family members and friends. Long-term care can also be provided at a nursing home or in an adult day care center. As advanced care costs at the aforementioned facilities continue to soar, it is imperative that you prepare appropriately. After spending several years in their own homes and accustomed to a certain lifestyle, most retirees want quality options as to the type of care available to them. This is achieved by working with your advisor at Gunn Wealth Management in the development of a plan that fits best for you.

Estate Planning

Many people believe they don’t need estate planning because they think they don’t have an estate. Or they think the value of their estate is not great enough to cause estate taxation, so what’s the point?

With few exceptions, everyone has an estate — even the young child with a custodial account in his name and the granddaughter who received a lovely piece of jewelry for her 16th birthday.

Bottom line: If you own something of value that you would like to pass on to someone else upon your death, you have an estate. Whether you know it or not, you also have an estate plan. The state has one for you free of charge (well, sort of) if you don’t get around to writing a will or designing a plan of your own.

Broadly speaking, an estate plan encompasses the accumulation, conservation and distribution of an estate. A good plan will enhance and maintain the financial security of individuals and their families.

When you’re developing a plan for your estate, it’s important to understand your entire financial picture; That’s where Gunn Wealth Management can help. Working with your tax and legal advisors, Gunn Wealth Management helps coordinate your investment strategies to ensure that your plan reflects how you care to be remembered.

Select a time through the ‘Complimentary Consultation’ button below if you would like to receive our Wealth Defense Estate Planning Guide, which includes and covers estate planning documents, the importance of maintaining beneficiary designations, and a checklist and binder for organizing all of your financial documents.

Gift Planning

Gift Planning and Philanthropy or what is widely known as planned giving allows our team at Gunn Wealth Management to work with clients as donors to their selected nonprofit entity – usually a church, educational, health, arts, cultural, environmental, or social services organization – to irrevocably invest in the future of the organization.

Planned gifts generally fall into four areas:

1. Outright gifts, whereby the organization receives an immediate benefit in the form of cash, stock, tangible property, and even various forms of real estate

2. Bequests, whereby the donor enjoys the benefits of the underlying asset during her lifetime and the nonprofit receives the benefit after the donor’s passing.

3. Life income gifts, whereby a donor gifts an asset to the nonprofit today and receives a lifetime income stream, and upon the donor’s passing the nonprofit maintains the remaining value of the asset. The charitable gift annuity, preferred by many retirees, provides secure and predictable payments, as well as a number of tax savings.

4. Endowed funds, whereby the nonprofit receives permanency or a gift that keeps on giving. The principal gift can never be accessed or depleted. For example, the donor can leave instructions that only earnings or interest can be distributed annually to the nonprofit.

If you would like to partner with an organization through giving, please contact our office to explore options that best suits you and the respective nonprofit organization.